Get started with Relay
Online business banking & money management platform
Running your business from one checking account can be overwhelming. With Relay, you can easily organize your money and see your cash flow clear as day.
Create up to 20 checking accounts under a single login
No hidden fees or minimum balances
FDIC Insurance up to $3M available for funds on deposit via Thread Bank, Member FDIC²
Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa credit cards are accepted.
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The simplicity combined with great features is just amazing. The onboarding experience was also top notch...
Explore plans
Starter
just getting started.
$0
Banking
Bills & expenses
Invoicing
Accounting integrations
Grow
cash flow complexities.
$30
Banking
Everything in Starter, plus
Bills & expenses
Invoicing
Scale
scale more, faster.
$120
$90
Banking
Everything in Grow, plus
Bills & expenses
Invoicing
Insights
And more...
Integrate your existing tools
See why over 165K business owners have chosen Relay
Banking with a Soul
"Beautifully executed great service all around. Awesome, user-oriented approach. The profoundly knowledgeable and caring customer support breathes soul into the historically bland banking industry."
Easy, Trustworthy Experience!
"Relay was recommended to me by a friend and I'm already so glad to be banking with them. The set up process was very easy and I got efficient, friendly support for the 1 question I had during the application."
I spent hours trying to find the “right” banking platform.
"I am happy to say that Relay has been great. They communicate with me and I get to talk to someone who isn’t a computer."
Best banking for Profit First Companies.
"Relay is phenomenal. Not only is it easy to set up and use, the ability to make one transfer to multiple accounts and divide it up by percentages is life-changing."
A need for every small business.
"Simple application process. Great user friendly online banking. As a small business owner, this kind of service is awesome. Thanks Relay!"
Relay has been fantastic from Day 1.
"The setup was seamless with a clear set of easy steps. We run our entire operation from Relay and recommend them to our customers too."
The system does everything we need.
"We follow the Profit First financial model and we have multiple businesses. Each business has an account with several sub accounts so we can separate and manage money more effectively."
Not Your Average Customer Care.
"Yep. The smart folks at Relay have put their best and brightest on the front lines, rather than bean counting in the back. Thank you for giving us the absolute BEST customer care in the industry."
The best expense mgmt. platform
Relay has been a game changer for our expense management. We can create up to 50 debit cards attached to each account. Every team member has access to only the accounts they need to manage. I wish we found Relay much earlier."
Banking with a Soul
"Beautifully executed great service all around. Awesome, user-oriented approach. The profoundly knowledgeable and caring customer support breathes soul into the historically bland banking industry."
Easy, Trustworthy Experience!
"Relay was recommended to me by a friend and I'm already so glad to be banking with them. The set up process was very easy and I got efficient, friendly support for the 1 question I had during the application."
I spent hours trying to find the “right” banking platform.
"I am happy to say that Relay has been great. They communicate with me and I get to talk to someone who isn’t a computer."
Best banking for Profit First Companies.
"Relay is phenomenal. Not only is it easy to set up and use, the ability to make one transfer to multiple accounts and divide it up by percentages is life-changing."
A need for every small business.
"Simple application process. Great user friendly online banking. As a small business owner, this kind of service is awesome. Thanks Relay!"
Relay has been fantastic from Day 1.
"The setup was seamless with a clear set of easy steps. We run our entire operation from Relay and recommend them to our customers too."
The system does everything we need.
"We follow the Profit First financial model and we have multiple businesses. Each business has an account with several sub accounts so we can separate and manage money more effectively."
Not Your Average Customer Care.
"Yep. The smart folks at Relay have put their best and brightest on the front lines, rather than bean counting in the back. Thank you for giving us the absolute BEST customer care in the industry."
The best expense mgmt. platform
Relay has been a game changer for our expense management. We can create up to 50 debit cards attached to each account. Every team member has access to only the accounts they need to manage. I wish we found Relay much earlier."
Your money—protected
Your cards are covered by the Visa® Zero Liability Protection Policy.
Data encryption and
secure infrastructure
Two-factor
authentication (2FA)
165K+ Business
Owners Trust Relay
Comprehensive
fraud monitoring
Get the income overview
All your income in one place, including payments via ACH transfers, wires, checks, plus payouts from PayPal, Stripe, Square and more.
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Earmark the essentials
Create up to 20 checking accounts to organize and allocate income for things like day-to-day expenses and payroll. Then set up automated transfers using dollar amounts or percentages.
Save for the
future
Use savings accounts to separate and continually contribute to reserves for taxes, investments and unexpected emergencies. Savings accounts earn up to 3.03% APY1, and you can open up to 2 savings accounts per business.
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Feel in complete control
No more overspending or overextending. A crystal-clear picture of your cash flow helps you make more intelligent, informed decisions about your money.
SMALL BUSINESS BANKING DONE RIGHT
FREQUENTLY ASKED QUESTIONS
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