Open your Relay account and connect it with the tools you already use—accounting, payments, and operations—all in one place.
No extra fees, no headaches.
Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa credit cards are accepted.
Speed up, simplify and take the pain out of reconciliation.
Relay’s direct sync with QuickBooks Online and Xero doesn’t break and it doesn’t skip or duplicate transactions. You will see the most up-to-date and accurate banking data every time you log into QuickBooks Online or Xero.
Relay syncs comprehensive data into QuickBooks Online and Xero—including:
Relay’s direct QuickBooks Online and Xero integrations with detailed transaction data make it easy to make sure your books are detailed, accurate and reconciled at the end of every month—saving you time (and a lot of stress) when tax season rolls around.
We know that bad banking data makes bookkeeping a headache, so we automatically sync ultra-detailed, easy-to-understand transaction data into QuickBooks Online and Xero for pain-free bookkeeping.
Send comprehensive data for all transactions—and monthly statements—to Quickbooks Online without lifting a finger.
Learn moreSee all of your in- and out-going transactions in Xero every time your login for simple, speedy and meticulous bookkeeping.
Learn moreRelay’s Gusto integration meaningfully connects banking and HR platforms to help you stay on top of your payroll.
To help you—and your team members—steer clear of the grief of a missed payroll, you will be alerted two weeks before a scheduled payroll if insufficient funds will cause the transaction to fail.
Stop wasting time trying to decode payroll payments. Relay’s transaction data specifies payroll cycle and debit type (like net salary, tax deduction, reimbursement payments). And you’ll also see the recipient and payment method for all contractor payments.
Import your team members from Gusto into Relay for super-speedy bank account provisioning. Assign each imported team member role-based user permissions so they can securely help out with day-to-day money management (like paying the bills) and get access to debit cards.
FDIC insurance is available for funds on deposit through Thread Bank.2
Your cards are also covered by the Visa® Zero Liability Protection Policy.
All your income in one place, including payments via ACH transfers, wires, checks, plus payouts from PayPal, Stripe, Square and more.
Create up to 20 checking accounts to organize and allocate income for things like day-to-day expenses and payroll. Then set up automated transfers using dollar amounts or percentages.
Use savings accounts to separate and continually contribute to reserves for taxes, investments and unexpected emergencies. Savings accounts earn up to 3.76% APY1, and you can open up to 2 savings accounts per business.
No more overspending or overextending. A crystal-clear picture of your cash flow helps you make more intelligent, informed decisions about your money.