Banking built for profit first
Powerful business banking for small business owners. Open up to 20 checking accounts under one login so you can organize your money, your way.
Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa credit cards are accepted.
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Getting my profit first cash flow set up with relay was so easy and I haven't had to think about it at all. I've been with relay for nearly 2 years and it's been the easiest business banking experience I've ever had.
Online Money Management
Stay on top of your money anytime, anywhere.
Built-in bookkeeping
Tax time just got easier with everything in one place
No hidden fees
No minimum balance required, no opening, overdraft, or maintenance fees.
Bank with confidence
FDIC Insurance up to $3M available for funds on deposit via Thread Bank, Member FDIC2
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Budget and save with automations
Open up to 20 checking accounts
Earmark funds quickly with separate accounts, making it easy to set aside money for payroll, supplies, emergencies, or anything else you need.
Allocate to each account
Move money between acounts any time, or automatically allocate a percent of every deposit to a specific account.
Earn up to 3.03% APY1 on savings
Set savings goals and track your progress, whether you're preparing for insurance premiums or a rainy day.
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Move your money with ease
Easy deposits
Deposit checks and cash, send and receive invoices, and accept ACH transfers, wire payments, or direct deposits.
Easy payments
Easily connect with payment apps like Venmo, Cash App, PayPal, Square, and others.
Up to 50 physical or virtual cards
Simplify purchases with physical and virtual debit cards. Create and share instantly to allow others to spend, with easy tracking, spending limits, and card locking for control.
Your money—protected
Your cards are covered by the Visa® Zero Liability Protection Policy.
Data encryption and
secure infrastructure
Two-factor
authentication (2FA)
165K+ Business
Owners Trust Relay
Comprehensive
fraud monitoring
See why over 165K business owners have chosen Relay
Banking with a Soul
"Beautifully executed great service all around. Awesome, user-oriented approach. The profoundly knowledgeable and caring customer support breathes soul into the historically bland banking industry."
Easy, Trustworthy Experience!
"Relay was recommended to me by a friend and I'm already so glad to be banking with them. The set up process was very easy and I got efficient, friendly support for the 1 question I had during the application."
I spent hours trying to find the “right” banking platform.
"I am happy to say that Relay has been great. They communicate with me and I get to talk to someone who isn’t a computer."
Best banking for Profit First Companies.
"Relay is phenomenal. Not only is it easy to set up and use, the ability to make one transfer to multiple accounts and divide it up by percentages is life-changing."
A need for every small business.
"Simple application process. Great user friendly online banking. As a small business owner, this kind of service is awesome. Thanks Relay!"
Relay has been fantastic from Day 1.
"The setup was seamless with a clear set of easy steps. We run our entire operation from Relay and recommend them to our customers too."
The system does everything we need.
"We follow the Profit First financial model and we have multiple businesses. Each business has an account with several sub accounts so we can separate and manage money more effectively."
Not Your Average Customer Care.
"Yep. The smart folks at Relay have put their best and brightest on the front lines, rather than bean counting in the back. Thank you for giving us the absolute BEST customer care in the industry."
The best expense mgmt. platform
Relay has been a game changer for our expense management. We can create up to 50 debit cards attached to each account. Every team member has access to only the accounts they need to manage. I wish we found Relay much earlier."
Banking with a Soul
"Beautifully executed great service all around. Awesome, user-oriented approach. The profoundly knowledgeable and caring customer support breathes soul into the historically bland banking industry."
Easy, Trustworthy Experience!
"Relay was recommended to me by a friend and I'm already so glad to be banking with them. The set up process was very easy and I got efficient, friendly support for the 1 question I had during the application."
I spent hours trying to find the “right” banking platform.
"I am happy to say that Relay has been great. They communicate with me and I get to talk to someone who isn’t a computer."
Best banking for Profit First Companies.
"Relay is phenomenal. Not only is it easy to set up and use, the ability to make one transfer to multiple accounts and divide it up by percentages is life-changing."
A need for every small business.
"Simple application process. Great user friendly online banking. As a small business owner, this kind of service is awesome. Thanks Relay!"
Relay has been fantastic from Day 1.
"The setup was seamless with a clear set of easy steps. We run our entire operation from Relay and recommend them to our customers too."
The system does everything we need.
"We follow the Profit First financial model and we have multiple businesses. Each business has an account with several sub accounts so we can separate and manage money more effectively."
Not Your Average Customer Care.
"Yep. The smart folks at Relay have put their best and brightest on the front lines, rather than bean counting in the back. Thank you for giving us the absolute BEST customer care in the industry."
The best expense mgmt. platform
Relay has been a game changer for our expense management. We can create up to 50 debit cards attached to each account. Every team member has access to only the accounts they need to manage. I wish we found Relay much earlier."
SMALL BUSINESS BANKING DONE RIGHT
FREQUENTLY ASKED QUESTIONS
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